Improving Your Credit Score
How to boost your credit score for better mortgage rates.
6 min readLast reviewed
Why Credit Score Matters
Lenders use your credit history to judge how risky a loan looks. A stronger record can give you access to more mortgage deals and better rates.
Quick Wins
Register on the electoral roll at your current address. Lenders use it to confirm who you are and where you live.
Check your credit report for errors and ask for any inaccuracies to be corrected. Make sure all your accounts are listed correctly.
💡 Tips
- •Pay all bills on time
- •Try to use a small share of your available credit, as lower use is generally better
- •Avoid applying for several credit products at once