Improving Your Credit Score
How to boost your credit score for better mortgage rates.
6 min read
Why Credit Score Matters
Lenders use your credit score to assess how risky you are as a borrower. A higher score means better mortgage deals and lower interest rates.
Even a small improvement in your credit score can save you thousands over the life of your mortgage.
Quick Wins
Register on the electoral roll at your current address. This is one of the easiest ways to boost your score.
Check your credit report for errors and dispute any inaccuracies. Make sure all your accounts are listed correctly.
💡 Tips
- •Pay all bills on time, every time
- •Keep credit utilisation below 30%
- •Don't apply for multiple credit products at once