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Frequently Asked Questions

Find quick answers to common questions about buying property.

Buying

How do I start searching for a property?
Use our search feature to browse properties by location, price range, and property type. You can save your favourite properties and set up alerts for new listings.
What costs should I budget for when buying a home?
Beyond the property price, budget for stamp duty, solicitor fees (£1,000-£2,000), survey costs (£300-£1,500), mortgage fees, and removal costs. We recommend having 10-15% extra for these costs.
How long does the buying process take?
On average, buying a property in the UK takes 8-12 weeks from offer acceptance to completion. This can vary depending on chain length and complexity.

Mortgages

How much can I borrow for a mortgage?
Lenders typically offer 4-4.5 times your annual income. The exact amount depends on your income, credit score, existing debts, and the lender's criteria.
What deposit do I need?
Most lenders require a minimum 5-10% deposit, though 15-20% will get you better rates. First-time buyers may have access to government schemes with lower deposits.
Should I get a mortgage in principle first?
Yes, we recommend getting a mortgage in principle before house hunting. It shows sellers you're a serious buyer and helps you understand your budget.

First-Time Buyers

What government schemes are available for first-time buyers?
Options include Help to Buy, Shared Ownership, and the First Homes scheme. Eligibility and availability vary by region and property type.
Do first-time buyers pay stamp duty?
First-time buyers don't pay stamp duty on properties up to £425,000, and pay reduced rates on properties up to £625,000.

Using Aeya

How do I save properties?
Create a free account and click the heart icon on any property to save it. View your saved properties anytime from your dashboard.
How do I set up property alerts?
After searching, click "Create Alert" to receive email notifications when new properties matching your criteria are listed.
Is Aeya free to use?
Yes, Aeya is completely free for property searchers. We make money from estate agents who list properties on our platform.

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